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    • Home
    • About Us
      • Meet the Team
      • Our Service
      • Testimonials
    • Mortgages
      • Six Step Process
      • Buy-to-Let Mortgages
      • Limited Company BTL
      • Bridging Finance
      • Property Development
      • Residential Mortgages
      • Stamp Duty Calculator
      • Mortgage FAQs
      • FAQs - COVID specific
    • Insurances
      • Life & Critical Illness
      • Insurance FAQs
    • Client Portal
    • News & Views
    • Contact Us
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frequently asked questions

Are insurances compulsory?

The only insurance policy which is mandatory in the mortgage process is buildings insurance on freehold properties. The other insurances, such as life insurance, are there to protect your risk and are optional. 

Copyright © 2020 Mortgage Evolution, all rights reserved. Mortgage Evolution Ltd is registered in England and Wales (Companies House registration number 12358806). Mortgage Evolution Ltd (FCA 920652) is an appointed representative of Paxton UK Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA 300341).  


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. 

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