Mortgage Evolution Ltd appreciates that your privacy and the protection of your personal information is important, this statement discloses how Mortgage Evolution will use your data and work to protect it.
Mortgage Evolution is registered under the Data Protection Act 1998 (registration number ZA626736). The information you provide is safeguarded under the terms of that Act. To find out more information about the data protection act please visit: www.ico.org.uk
Who we are
Mortgage Evolution is a fully regulated Mortgage Brokerage and an appointed representative of Paxton UK Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA 300341). Mortgage Evolution is regulated by the Financial Conduct Authority under FCA registration number 920652. Mortgage Evolution is a limited company registered in England and Wales with Companies House (registration number 12358806).
To enable us to provide you with the best service, it is a regulatory requirement that we collect enough data to comply with our “Know your customer” (KYC) obligations, set out by our governing body the FCA. Your data includes things like Personal information (name, address, date of birth), financial information, health information etc. That data will be collected and stored in compliance with our obligations on secure servers within the EU in an encrypted format where possible. Emails for example are not usually encrypted, however as your personal data can be used to enable fraud, we will only send and receive your personal data via an encrypted email service.
Your personal data will not be sold to any third party companies.
We may need to share your information with other companies, for example mortgage lenders and insurance companies with the intention of obtaining you products as agreed with yourself. We may need to share data with our insurers, governing bodies such as the FCA or Financial Ombudsman and Fraud Prevention agencies.
We may also use your data to keep in touch with you about your application, existing policies or products and services we think you may be interested in. In line with GDPR, any marketing emails/letters/calls we send will only be sent where you have specifically opted in. You will of course be able to remove yourself from any marketing lists at your request.
Your data, where it relates to an application we have made, will be kept for the required period by our governing body. Any information that is not required to be kept on file for this purpose will be deleted as soon as no longer required.
Seeing your data
You are able to request a copy of the information we hold on you through a Subject Access Request (SAR). We will respond to you within one calendar month. Where you would like to request the data held on you, you must do this in writing to: Mortgage Evolution, 10A High Street, Chislehursjt, Kent, BR7 5AN.
Right for removal
You can request your data is removed at any time. Where we are able to do this, we will do so, however in line with our specific industry (Financial Services) requirements, we may need to keep your data on file indefinitely. We will inform you where that is the case.
If you would like further information on how we use your data or if you have any Data Protection queries, please contact us on 0203 393 3610 or in writing to: Mortgage Evolution, 10A High Street, Chislehursjt, Kent, BR7 5AN.
If you would like to complain about how we have handled your data, you can do so in the first instance to the address/number above. If you are unhappy with our response, you can contact the Information Commissioners office using these details: Address: Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, SK9 5AF. Telephone: 01625 545 745. Website: www.ico.org.uk/concerns
Copyright © 2020 Mortgage Evolution, all rights reserved. Mortgage Evolution Ltd is registered in England and Wales (Companies House registration number 12358806). Mortgage Evolution Ltd (FCA 920652) is an appointed representative of Paxton UK Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA 300341).
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.